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Housing. Bleh.

OK, I've been living in Katwijk for quite a number of years now. I still like it, but that doesn't mean I'm not looking around for another place. One for myself. In all honesty I think it'll be at least a year and a half before I have some financial reserves. Hopefully house prices will have dropped somewhat by then (not betting on it). So I stumbled upon a website talking about the starterloan and -grant. Some cities in NL will help a first-time buyer get his house by financing a part of the money with a loan that's free of payments AND intrest for at least 3 years. Trust me, that helps.

And today I found out that nearly every city has one specific condition. You must already be living in the city where you want to buy your house, only THEN can you apply for the starterloan. Great. I can get help buying a house in Katwijk. I don't WANT to keep living here in this sleepy religious fishing village. I much rather want to have a place of my own in a somewhat bigger town that actually has somewhat of a nightlife. Leiden, Alphen, Hilversum, Schiedam, that's the kind of town I'm looking for. Meh.

Comments

damanique
Apr. 17th, 2008 05:50 pm (UTC)
What if you rent an anti-squat place, live there, so you can say "Hey, I live in this city!" and then apply for a starter mortgage?

Heh, I suppose the government isn't fooled by that... ;) Plus you would have to move twice in a short time.

Still, like Jones said, maybe it's not a bad idea to find another place to rent in the city you eventually want to buy a house in. Then you could apply for the starter mortgage after a while.

But I don't really know much about this sort of stuff :\

And I selfishly want to say, 'don't move further away from meeeeee', but yeah ;)
rob_d
Apr. 18th, 2008 06:38 am (UTC)
Wow, my post is certainly causing a stirr. I'm not moving yet, but it never hurts to 'know the market'. But I don't want to move now simply to build up for that starter thing. I'd rather stay where I am, then buy something in a year or two. My parents have already promised they'd help out where possible if it ever came to buying property.

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